{"id":4113,"date":"2025-07-02T00:25:18","date_gmt":"2025-07-02T00:25:18","guid":{"rendered":"https:\/\/tintuc.lifestruepurpose.org\/?p=4113"},"modified":"2025-07-02T00:25:18","modified_gmt":"2025-07-02T00:25:18","slug":"tu-hom-nay-moi-nguoi-het-suc-luu-y-khi-chuyen-khoan-bang-tai-khoan-ca-nhan-doanh-nghiep-chi-tiet","status":"publish","type":"post","link":"https:\/\/tintuc.lifestruepurpose.org\/?p=4113","title":{"rendered":"T\u1eeb h\u00f4m nay. M\u1ecdi ng\u01b0\u1eddi h\u1ebft s\u1ee9c l\u01b0u \u00fd khi chuy\u1ec3n kho\u1ea3n b\u1eb1ng t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n\/ doanh nghi\u1ec7p chi ti\u1ebft"},"content":{"rendered":"
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D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng kho\u1ea3n ti\u1ec1n khi chuy\u1ec3n v\u00e0o t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n m\u00e0 b\u1ea1n ph\u1ea3i ch\u1ecbu thu\u1ebf TNCN:<\/h2>\n<\/div>\n
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1. Ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng v\u00e0 c\u00e1c kho\u1ea3n thu nh\u1eadp t\u01b0\u01a1ng t\u1ef1<\/strong><\/p>\n

\u0110\u00e2y l\u00e0 lo\u1ea1i thu nh\u1eadp ch\u1ecbu thu\u1ebf ph\u1ed5 bi\u1ebfn nh\u1ea5t. Khi b\u1ea1n nh\u1eadn l\u01b0\u01a1ng, th\u01b0\u1edfng, ph\u1ee5 c\u1ea5p v\u00e0 c\u00e1c kho\u1ea3n c\u00f3 t\u00ednh ch\u1ea5t ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng t\u1eeb ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng (c\u00f4ng ty, t\u1ed5 ch\u1ee9c), kho\u1ea3n ti\u1ec1n n\u00e0y s\u1ebd ph\u1ea3i ch\u1ecbu thu\u1ebf TNCN theo bi\u1ec3u thu\u1ebf l\u0169y ti\u1ebfn t\u1eebng ph\u1ea7n. Doanh nghi\u1ec7p c\u00f3 tr\u00e1ch nhi\u1ec7m kh\u1ea5u tr\u1eeb thu\u1ebf tr\u01b0\u1edbc khi chi tr\u1ea3 cho ng\u01b0\u1eddi lao \u0111\u1ed9ng.<\/p>\n

<\/div>\n

Tuy nhi\u00ean, n\u1ebfu b\u1ea1n c\u00f3 thu nh\u1eadp t\u1eeb hai n\u01a1i tr\u1edf l\u00ean, b\u1ea1n ph\u1ea3i t\u1ef1 quy\u1ebft to\u00e1n thu\u1ebf v\u1edbi c\u01a1 quan thu\u1ebf v\u00e0o cu\u1ed1i n\u0103m. M\u1ecdi kho\u1ea3n ti\u1ec1n l\u01b0\u01a1ng nh\u1eadn qua t\u00e0i kho\u1ea3n \u0111\u1ec1u \u0111\u01b0\u1ee3c ghi nh\u1eadn v\u00e0 l\u00e0 c\u01a1 s\u1edf \u0111\u1ec3 c\u01a1 quan thu\u1ebf \u0111\u1ed1i chi\u1ebfu.<\/p>\n

\"5
5 kho\u1ea3n ti\u1ec1n chuy\u1ec3n v\u00e0o t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n ph\u1ea3i ch\u1ecbu thu\u1ebf: Ng\u01b0\u1eddi d\u00e2n c\u1ea7n bi\u1ebft r\u00f5<\/figcaption><\/figure>\n

2. Thu nh\u1eadp t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh<\/strong><\/p>\n

N\u1ebfu b\u1ea1n s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n \u0111\u1ec3 nh\u1eadn ti\u1ec1n t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh, b\u00e1n h\u00e0ng online, cung c\u1ea5p d\u1ecbch v\u1ee5 (v\u00ed d\u1ee5: thi\u1ebft k\u1ebf, t\u01b0 v\u1ea5n, vi\u1ebft l\u00e1ch\u2026), th\u00ec kho\u1ea3n thu nh\u1eadp n\u00e0y ph\u1ea3i ch\u1ecbu thu\u1ebf. C\u1ee5 th\u1ec3, b\u1ea1n s\u1ebd ph\u1ea3i n\u1ed9p thu\u1ebf TNCN v\u00e0 thu\u1ebf gi\u00e1 tr\u1ecb gia t\u0103ng n\u1ebfu doanh thu t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh tr\u00ean 100 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m.<\/p>\n

C\u01a1 quan thu\u1ebf c\u00f3 th\u1ec3 gi\u00e1m s\u00e1t c\u00e1c t\u00e0i kho\u1ea3n c\u00f3 giao d\u1ecbch l\u1edbn, th\u01b0\u1eddng xuy\u00ean \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh ho\u1ea1t \u0111\u1ed9ng kinh doanh v\u00e0 y\u00eau c\u1ea7u k\u00ea khai, n\u1ed9p thu\u1ebf \u0111\u1ea7y \u0111\u1ee7.<\/p>\n

3. Thu nh\u1eadp t\u1eeb vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5, ph\u00ed hoa h\u1ed3ng<\/strong><\/p>\n

C\u00e1c kho\u1ea3n ph\u00ed d\u1ecbch v\u1ee5 nh\u01b0 ph\u00ed m\u00f4i gi\u1edbi, ph\u00ed hoa h\u1ed3ng, hay ph\u00ed t\u1eeb c\u00e1c d\u1ecbch v\u1ee5 chuy\u1ec3n\/r\u00fat ti\u1ec1n h\u1ed9 \u0111\u1ec1u l\u00e0 thu nh\u1eadp ch\u1ecbu thu\u1ebf. M\u1eb7c d\u00f9 ph\u1ea7n ti\u1ec1n g\u1ed1c trong giao d\u1ecbch “r\u00fat ti\u1ec1n h\u1ed9” kh\u00f4ng b\u1ecb t\u00ednh thu\u1ebf, nh\u01b0ng ph\u1ea7n ph\u00ed d\u1ecbch v\u1ee5 m\u00e0 b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c s\u1ebd ph\u1ea3i ch\u1ecbu thu\u1ebf TNCN.<\/p>\n

4. Thu nh\u1eadp t\u1eeb l\u00e3i cho vay<\/strong><\/p>\n

N\u1ebfu m\u1ed9t c\u00e1 nh\u00e2n cho m\u1ed9t t\u1ed5 ch\u1ee9c ho\u1eb7c c\u00f4ng ty vay ti\u1ec1n v\u00e0 nh\u1eadn l\u00e3i, kho\u1ea3n ti\u1ec1n l\u00e3i \u0111\u00f3 s\u1ebd ph\u1ea3i ch\u1ecbu thu\u1ebf TNCN v\u1edbi m\u1ee9c thu\u1ebf su\u1ea5t 5%. Kho\u1ea3n thu\u1ebf n\u00e0y s\u1ebd do b\u00ean \u0111i vay (c\u00f4ng ty) kh\u1ea5u tr\u1eeb tr\u01b0\u1edbc khi tr\u1ea3 l\u00e3i cho b\u1ea1n.<\/p>\n

Ng\u01b0\u1ee3c l\u1ea1i, ti\u1ec1n l\u00e3i ph\u00e1t sinh t\u1eeb vi\u1ec7c cho vay gi\u1eefa c\u00e1c c\u00e1 nh\u00e2n v\u1edbi nhau hi\u1ec7n kh\u00f4ng thu\u1ed9c di\u1ec7n ch\u1ecbu thu\u1ebf TNCN.<\/p>\n

5. Thu nh\u1eadp t\u1eeb chuy\u1ec3n nh\u01b0\u1ee3ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n (tr\u01b0\u1eddng h\u1ee3p k\u00ea khai gian l\u1eadn)<\/strong><\/p>\n

V\u1ec1 nguy\u00ean t\u1eafc, khi b\u00e1n nh\u00e0, \u0111\u1ea5t, ng\u01b0\u1eddi b\u00e1n \u0111\u00e3 ph\u1ea3i n\u1ed9p thu\u1ebf TNCN 2% tr\u00ean gi\u00e1 chuy\u1ec3n nh\u01b0\u1ee3ng t\u1ea1i th\u1eddi \u0111i\u1ec3m c\u00f4ng ch\u1ee9ng h\u1ee3p \u0111\u1ed3ng. N\u1ebfu s\u1ed1 ti\u1ec1n th\u1ef1c nh\u1eadn qua t\u00e0i kho\u1ea3n kh\u1edbp v\u1edbi gi\u00e1 \u0111\u00e3 khai b\u00e1o, kho\u1ea3n ti\u1ec1n n\u00e0y s\u1ebd kh\u00f4ng b\u1ecb t\u00ednh thu\u1ebf n\u1eefa.<\/p>\n

9 tr\u01b0\u1eddng h\u1ee3p ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n kh\u00f4ng ph\u1ea3i n\u1ed9p thu\u1ebf<\/strong><\/em><\/p>\n

\n
<\/div>\n<\/div>\n

1. Giao d\u1ecbch c\u00e1 nh\u00e2n, gia \u0111\u00ecnh: Ti\u1ec1n vay m\u01b0\u1ee3n, cho t\u1eb7ng gi\u1eefa ng\u01b0\u1eddi th\u00e2n, b\u1ea1n b\u00e8, ho\u1eb7c v\u1ee3 ch\u1ed3ng chuy\u1ec3n ti\u1ec1n sinh ho\u1ea1t cho nhau.<\/p>\n

2. L\u01b0\u01a1ng \u0111\u00e3 n\u1ed9p thu\u1ebf: Kho\u1ea3n ti\u1ec1n l\u01b0\u01a1ng sau khi \u0111\u00e3 n\u1ed9p thu\u1ebf TNCN \u0111\u01b0\u1ee3c m\u1ed9t ng\u01b0\u1eddi chuy\u1ec3n cho v\u1ee3\/ch\u1ed3ng ho\u1eb7c ng\u01b0\u1eddi th\u00e2n.<\/p>\n

3. Ki\u1ec1u h\u1ed1i: Ti\u1ec1n do ng\u01b0\u1eddi th\u00e2n t\u1eeb n\u01b0\u1edbc ngo\u00e0i g\u1eedi v\u1ec1.<\/p>\n

4. Thu h\u1ed9 – Chi h\u1ed9: Ti\u1ec1n thu t\u1eeb kh\u00e1ch h\u00e0ng r\u1ed3i n\u1ed9p l\u1ea1i cho c\u00f4ng ty\/ch\u1ee7 c\u1eeda h\u00e0ng (v\u00ed d\u1ee5: shipper thu ti\u1ec1n COD).<\/p>\n

5. D\u1ecbch v\u1ee5 chuy\u1ec3n\/r\u00fat ti\u1ec1n h\u1ed9: Ph\u1ea7n ti\u1ec1n g\u1ed1c trong giao d\u1ecbch (thu\u1ebf ch\u1ec9 t\u00ednh tr\u00ean ph\u00ed d\u1ecbch v\u1ee5 n\u1ebfu c\u00f3).<\/p>\n

6. \u0110\u00e1o h\u1ea1n vay ng\u00e2n h\u00e0ng: Ti\u1ec1n nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ec3 t\u1ea5t to\u00e1n m\u1ed9t kho\u1ea3n vay c\u0169 r\u1ed3i chuy\u1ec3n \u0111i ngay.<\/p>\n

7. L\u00e3i t\u1eeb cho vay c\u00e1 nh\u00e2n: Ti\u1ec1n l\u00e3i ph\u00e1t sinh t\u1eeb vi\u1ec7c cho vay gi\u1eefa c\u00e1c c\u00e1 nh\u00e2n v\u1edbi nhau (v\u00ed d\u1ee5: ch\u01a1i h\u1ee5i, h\u1ecd).<\/p>\n

\"C\u00f3
C\u00f3 9 kho\u1ea3n ti\u1ec1n kh\u00f4ng ph\u1ea3i n\u1ed9p thu\u1ebf TNCN<\/figcaption><\/figure>\n

8. B\u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n (\u0111\u00e3 n\u1ed9p thu\u1ebf): Ti\u1ec1n b\u00e1n nh\u00e0, \u0111\u1ea5t khi \u0111\u00e3 khai b\u00e1o v\u00e0 n\u1ed9p thu\u1ebf \u0111\u1ea7y \u0111\u1ee7 tr\u00ean gi\u00e1 tr\u1ecb giao d\u1ecbch th\u1ef1c t\u1ebf.<\/p>\n

9. L\u01b0\u01a1ng t\u1eeb n\u01b0\u1edbc ngo\u00e0i: L\u01b0\u01a1ng c\u1ee7a b\u1ea3n th\u00e2n \u0111\u00e3 \u0111\u01b0\u1ee3c n\u1ed9p thu\u1ebf \u1edf n\u01b0\u1edbc ngo\u00e0i, sau \u0111\u00f3 chuy\u1ec3n v\u1ec1 t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n t\u1ea1i Vi\u1ec7t Nam.<\/p>\n

\u0110\u1ec3 tr\u00e1nh nh\u1eefng r\u1eafc r\u1ed1i kh\u00f4ng \u0111\u00e1ng c\u00f3, ng\u01b0\u1eddi d\u00e2n n\u00ean:<\/p>\n

– Minh b\u1ea1ch c\u00e1c giao d\u1ecbch: S\u1eed d\u1ee5ng c\u00e1c t\u00e0i kho\u1ea3n ri\u00eang bi\u1ec7t cho m\u1ee5c \u0111\u00edch kinh doanh v\u00e0 chi ti\u00eau c\u00e1 nh\u00e2n.<\/p>\n

– L\u01b0u gi\u1eef ch\u1ee9ng t\u1eeb: Lu\u00f4n gi\u1eef l\u1ea1i c\u00e1c h\u1ee3p \u0111\u1ed3ng, h\u00f3a \u0111\u01a1n, gi\u1ea5y t\u1edd \u1ee7y quy\u1ec1n, ho\u1eb7c c\u00e1c b\u1eb1ng ch\u1ee9ng kh\u00e1c \u0111\u1ec3 ch\u1ee9ng minh ngu\u1ed3n g\u1ed1c v\u00e0 b\u1ea3n ch\u1ea5t c\u1ee7a c\u00e1c kho\u1ea3n ti\u1ec1n nh\u1eadn \u0111\u01b0\u1ee3c.<\/p>\n

– K\u00ea khai trung th\u1ef1c: \u0110\u1eb7c bi\u1ec7t trong c\u00e1c giao d\u1ecbch l\u1edbn nh\u01b0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n, vi\u1ec7c k\u00ea khai \u0111\u00fang gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf s\u1ebd gi\u00fap b\u1ea1n tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng r\u1ee7i ro ph\u00e1p l\u00fd v\u00e0 t\u00e0i ch\u00ednh v\u1ec1 sau.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng kho\u1ea3n ti\u1ec1n khi chuy\u1ec3n v\u00e0o t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n m\u00e0 b\u1ea1n ph\u1ea3i ch\u1ecbu thu\u1ebf TNCN: 1. Ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng v\u00e0 c\u00e1c kho\u1ea3n thu nh\u1eadp t\u01b0\u01a1ng t\u1ef1 \u0110\u00e2y l\u00e0 lo\u1ea1i thu nh\u1eadp ch\u1ecbu thu\u1ebf ph\u1ed5 bi\u1ebfn nh\u1ea5t. Khi b\u1ea1n nh\u1eadn l\u01b0\u01a1ng, th\u01b0\u1edfng, ph\u1ee5 c\u1ea5p v\u00e0 c\u00e1c kho\u1ea3n c\u00f3 t\u00ednh ch\u1ea5t ti\u1ec1n […]<\/p>\n","protected":false},"author":2,"featured_media":4114,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[5],"tags":[],"class_list":{"0":"post-4113","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tin-tuc"},"yoast_head":"\nT\u1eeb h\u00f4m nay. M\u1ecdi ng\u01b0\u1eddi h\u1ebft s\u1ee9c l\u01b0u \u00fd khi chuy\u1ec3n kho\u1ea3n b\u1eb1ng t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n\/ doanh nghi\u1ec7p chi ti\u1ebft - Everyday Life<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tintuc.lifestruepurpose.org\/?p=4113\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"T\u1eeb h\u00f4m nay. M\u1ecdi ng\u01b0\u1eddi h\u1ebft s\u1ee9c l\u01b0u \u00fd khi chuy\u1ec3n kho\u1ea3n b\u1eb1ng t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n\/ doanh nghi\u1ec7p chi ti\u1ebft - Everyday Life\" \/>\n<meta property=\"og:description\" content=\"D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng kho\u1ea3n ti\u1ec1n khi chuy\u1ec3n v\u00e0o t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n m\u00e0 b\u1ea1n ph\u1ea3i ch\u1ecbu thu\u1ebf TNCN: 1. Ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng v\u00e0 c\u00e1c kho\u1ea3n thu nh\u1eadp t\u01b0\u01a1ng t\u1ef1 \u0110\u00e2y l\u00e0 lo\u1ea1i thu nh\u1eadp ch\u1ecbu thu\u1ebf ph\u1ed5 bi\u1ebfn nh\u1ea5t. Khi b\u1ea1n nh\u1eadn l\u01b0\u01a1ng, th\u01b0\u1edfng, ph\u1ee5 c\u1ea5p v\u00e0 c\u00e1c kho\u1ea3n c\u00f3 t\u00ednh ch\u1ea5t ti\u1ec1n […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tintuc.lifestruepurpose.org\/?p=4113\" \/>\n<meta property=\"og:site_name\" content=\"Everyday Life\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-02T00:25:18+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/tintuc.lifestruepurpose.org\/wp-content\/uploads\/2025\/07\/thit.png\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Th\u00f9y Linh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Th\u00f9y Linh\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tintuc.lifestruepurpose.org\/?p=4113\",\"url\":\"https:\/\/tintuc.lifestruepurpose.org\/?p=4113\",\"name\":\"T\u1eeb h\u00f4m nay. 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