{"id":381,"date":"2025-05-23T03:12:25","date_gmt":"2025-05-23T03:12:25","guid":{"rendered":"https:\/\/tintuc.lifestruepurpose.org\/?p=381"},"modified":"2025-05-23T03:12:25","modified_gmt":"2025-05-23T03:12:25","slug":"ba-con-chu-y-dung-ban-nhieu-dong-san-pham-bao-hiem-nhan-tho-tu-ngay-1-7-2025-chuyen-gi-day","status":"publish","type":"post","link":"https:\/\/tintuc.lifestruepurpose.org\/?p=381","title":{"rendered":"B\u00e0 con ch\u00fa \u00fd: D\u1eebng b\u00e1n nhi\u1ec1u d\u00f2ng s\u1ea3n ph\u1ea9m B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1eeb ng\u00e0y 1\/7\/2025, chuy\u1ec7n g\u00ec \u0111\u00e2y"},"content":{"rendered":"

Theo th\u00f4ng b\u00e1o m\u1edbi \u0111\u00e2y c\u1ee7a nhi\u1ec1u \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, t\u1eeb ng\u00e0y 1\/7\/2025, c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd s\u1ebd ch\u00ednh th\u1ee9c d\u1eebng b\u00e1n nhi\u1ec1u d\u00f2ng s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m b\u1ed5 tr\u1ee3 li\u00ean quan.<\/h2>\n
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\u0110\u01b0\u1ee3c bi\u1ebft, s\u1ef1 thay \u0111\u1ed5i n\u00e0y nh\u1eb1m \u0111\u00e1p \u1ee9ng quy \u0111\u1ecbnh m\u1edbi t\u1ea1i ngh\u1ecb \u0111\u1ecbnh 46\/2023\/N\u0110-CP h\u01b0\u1edbng d\u1eabn Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m. C\u1ee5 th\u1ec3, t\u1ea1i \u0110i\u1ec1u 102. Quy\u1ec1n l\u1ee3i c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0, \u0110i\u1ec3m a, Kho\u1ea3n 2 quy \u0111\u1ecbnh:\u00a0Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m r\u1ee7i ro bao g\u1ed3m quy\u1ec1n l\u1ee3i t\u1eed vong v\u00e0 quy\u1ec1n l\u1ee3i th\u01b0\u01a1ng t\u1eadt to\u00e0n b\u1ed9 v\u0129nh vi\u1ec5n.<\/i><\/p>\n

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Trong th\u1eddi h\u1ea1n 2 n\u0103m k\u1ec3 t\u1eeb ng\u00e0y Ngh\u1ecb \u0111\u1ecbnh n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c (N\u0110 c\u00f3 hi\u1ec7u l\u1ef1c ng\u00e0y 1\/7\/2023), doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c ti\u1ebfp t\u1ee5c cung c\u1ea5p c\u00e1c quy\u1ec1n l\u1ee3i c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0 theo quy \u0111\u1ecbnh t\u1ea1i quy t\u1eafc, \u0111i\u1ec1u kho\u1ea3n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0 \u0111\u00e3 \u0111\u01b0\u1ee3c B\u1ed9 T\u00e0i ch\u00ednh ph\u00ea chu\u1ea9n tr\u01b0\u1edbc ng\u00e0y Ngh\u1ecb \u0111\u1ecbnh n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n

Trong khi \u0111\u00f3, hi\u1ec7n nhi\u1ec1u s\u1ea3n ph\u1ea9m ch\u00ednh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd kh\u00f4ng ch\u1ec9 c\u00f3 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m t\u1eed vong v\u00e0 th\u01b0\u01a1ng t\u1eadt to\u00e0n b\u1ed9 v\u0129nh vi\u1ec5n m\u00e0 c\u00f2n \u0111\u00ednh k\u00e8m theo c\u00e1c quy\u1ec1n l\u1ee3i li\u00ean quan tai n\u1ea1n, b\u1ec7nh hi\u1ec3m ngh\u00e8o,\u2026<\/p>\n

L\u1ea5y v\u00ed d\u1ee5, s\u1ea3n ph\u1ea9m li\u00ean k\u1ebft chung VITA \u2013 S\u1ed1ng l\u1ea1c quan c\u1ee7a Generali, ngo\u00e0i quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m t\u1eed vong v\u00e0 T\u1eed vong do tai n\u1ea1n c\u00f2n c\u00f3 quy\u1ec1n l\u1ee3i b\u1ec7nh hi\u1ec3m ngh\u00e8o nh\u01b0 b\u1ec7nh ti\u1ec3u \u0111\u01b0\u1eddng, ung th\u01b0, \u2026<\/p>\n

T\u01b0\u01a1ng t\u1ef1, lo\u1ea1t s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u1ea1i Manulife c\u0169ng g\u1ed3m nhi\u1ec1u quy\u1ec1n l\u1ee3i \u0111\u00ednh k\u00e8m, ngo\u00e0i quy\u1ec1n l\u1ee3i t\u1eed vong v\u00e0 th\u01b0\u01a1ng t\u1eadt to\u00e0n b\u1ed9 v\u0129nh vi\u1ec5n. Theo t\u00ecm hi\u1ec3u g\u1ea7n \u0111\u00e2y, c\u00e1c \u0111\u1ea1i l\u00fd Manulife cho bi\u1ebft, t\u1eeb 1\/7\/2025 s\u1ebd ng\u1eebng tri\u1ec3n khai c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u01b0: An T\u00e2m Vui S\u1ed1ng, H\u00e0nh Tr\u00ecnh H\u1ea1nh Ph\u00fac, M\u00f3n Qu\u00e0 T\u01b0\u01a1ng Lai, Manulife T\u1ef1 Tin 360, Kh\u1edfi \u0110\u1ea7u H\u1ea1nh Ph\u00fac v\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m b\u1ed5 tr\u1ee3 li\u00ean quan. \u0110\u1ed1i v\u1edbi c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u00e0 kh\u00e1ch h\u00e0ng \u0111\u00e3 tham gia th\u00ec quy\u1ec1n l\u1ee3i v\u1eabn ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o theo quy \u0111\u1ecbnh v\u00e0 \u0111i\u1ec1u kho\u1ea3n s\u1ea3n ph\u1ea9m trong h\u1ee3p \u0111\u1ed3ng.<\/p>\n

Hay t\u1ea1i AIA, c\u00e1c \u0111\u1ea1i l\u00fd v\u00e0 nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n cho bi\u1ebft, t\u1eeb 1\/7\/2025 s\u1ebd d\u1eebng b\u00e1n s\u1ea3n ph\u1ea9m Tr\u1ecdn v\u1eb9n c\u00e2n b\u1eb1ng. S\u1ea3n ph\u1ea9m Tr\u1ecdn v\u1eb9n c\u00e2n b\u1eb1ng c\u1ee7a AIA \u0111ang c\u00f3 quy\u1ec1n l\u1ee3i b\u1ea3o v\u1ec7 tr\u1ecdn \u0111\u1eddi \u0111\u1ebfn 100 tu\u1ed5i, \u0111\u01b0\u1ee3c t\u1eb7ng 25% khi m\u1eafc ung th\u01b0 nghi\u00eam t\u1ecdng, nh\u1eadn th\u00eam % s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m t\u00f9y theo lo\u1ea1i th\u01b0\u01a1ng t\u1eadt do tai n\u1ea1n, nh\u1eadn 100% quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m khi T\u00e0n t\u1eadt to\u00e0n b\u1ed9 v\u00e0 v\u0129nh vi\u1ec5n ho\u1eb7c B\u1ec7nh giai \u0111o\u1ea1n cu\u1ed1i ho\u1eb7c T\u1eed vong, nh\u1eadn th\u00eam 15% n\u1ebfu t\u1eed vong kh\u00f4ng h\u00fat thu\u1ed1c l\u00e1, nh\u1eadn th\u00eam 100% quy\u1ec1n l\u1ee3i BH khi t\u1eed vong do tai n\u1ea1n ho\u1eb7c 200% khi t\u1eed vong do tai n\u1ea1n trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c bi\u1ec7t. Tuy nhi\u00ean t\u1eeb 1\/7\/2025, s\u1ea3n ph\u1ea9m m\u1edbi s\u1ebd ch\u1ec9 c\u00f3 quy\u1ec1n l\u1ee3i b\u1ea3o v\u1ec7 tr\u1ecdn \u0111\u1eddi \u0111\u1ebfn 100 tu\u1ed5i v\u00e0 Nh\u1eadn 100% quy\u1ec1n l\u1ee3i BH khi T\u00e0n t\u1eadt to\u00e0n b\u1ed9 v\u00e0 v\u0129nh vi\u1ec5n ho\u1eb7c T\u1eed vong.<\/p>\n

M\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng \u0111\u00e3 c\u00f3 \u0111\u1ed9ng th\u00e1i tri\u1ec3n khai s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m m\u1edbi \u0111\u1ec3 thay th\u1ebf. Ch\u1eb3ng h\u1ea1n nh\u01b0 Prudential g\u1ea7n \u0111\u00e2y \u0111\u00e3 gi\u1edbi thi\u1ec7u Pru \u2013 B\u1ea3o v\u1ec7 t\u1ed1i \u0111a, quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m r\u1ee7i ro s\u1ea3n ph\u1ea9m ch\u00ednh ch\u1ec9 bao g\u1ed3m t\u1eed vong v\u00e0 th\u01b0\u01a1ng t\u1eadt to\u00e0n b\u1ed9 v\u0129nh vi\u1ec5n.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Theo th\u00f4ng b\u00e1o m\u1edbi \u0111\u00e2y c\u1ee7a nhi\u1ec1u \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, t\u1eeb ng\u00e0y 1\/7\/2025, c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd s\u1ebd ch\u00ednh th\u1ee9c d\u1eebng b\u00e1n nhi\u1ec1u d\u00f2ng s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m b\u1ed5 tr\u1ee3 li\u00ean quan. \u0110\u01b0\u1ee3c bi\u1ebft, s\u1ef1 thay \u0111\u1ed5i n\u00e0y nh\u1eb1m \u0111\u00e1p \u1ee9ng quy \u0111\u1ecbnh m\u1edbi t\u1ea1i ngh\u1ecb \u0111\u1ecbnh 46\/2023\/N\u0110-CP […]<\/p>\n","protected":false},"author":2,"featured_media":382,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[5],"tags":[],"class_list":{"0":"post-381","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tin-tuc"},"yoast_head":"\nB\u00e0 con ch\u00fa \u00fd: D\u1eebng b\u00e1n nhi\u1ec1u d\u00f2ng s\u1ea3n ph\u1ea9m B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1eeb ng\u00e0y 1\/7\/2025, chuy\u1ec7n g\u00ec \u0111\u00e2y - Everyday Life<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tintuc.lifestruepurpose.org\/?p=381\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"B\u00e0 con ch\u00fa \u00fd: D\u1eebng b\u00e1n nhi\u1ec1u d\u00f2ng s\u1ea3n ph\u1ea9m B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1eeb ng\u00e0y 1\/7\/2025, chuy\u1ec7n g\u00ec \u0111\u00e2y - Everyday Life\" \/>\n<meta property=\"og:description\" content=\"Theo th\u00f4ng b\u00e1o m\u1edbi \u0111\u00e2y c\u1ee7a nhi\u1ec1u \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, t\u1eeb ng\u00e0y 1\/7\/2025, c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd s\u1ebd ch\u00ednh th\u1ee9c d\u1eebng b\u00e1n nhi\u1ec1u d\u00f2ng s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m b\u1ed5 tr\u1ee3 li\u00ean quan. \u0110\u01b0\u1ee3c bi\u1ebft, s\u1ef1 thay \u0111\u1ed5i n\u00e0y nh\u1eb1m \u0111\u00e1p \u1ee9ng quy \u0111\u1ecbnh m\u1edbi t\u1ea1i ngh\u1ecb \u0111\u1ecbnh 46\/2023\/N\u0110-CP […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tintuc.lifestruepurpose.org\/?p=381\" \/>\n<meta property=\"og:site_name\" content=\"Everyday Life\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-23T03:12:25+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/tintuc.lifestruepurpose.org\/wp-content\/uploads\/2025\/05\/bao-hiem.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1364\" \/>\n\t<meta property=\"og:image:height\" content=\"862\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Th\u00f9y Linh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Th\u00f9y Linh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/tintuc.lifestruepurpose.org\\\/?p=381#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/tintuc.lifestruepurpose.org\\\/?p=381\"},\"author\":{\"name\":\"Th\u00f9y Linh\",\"@id\":\"https:\\\/\\\/tintuc.lifestruepurpose.org\\\/#\\\/schema\\\/person\\\/24cfa429b9db15bd608efb3d387ee901\"},\"headline\":\"B\u00e0 con ch\u00fa \u00fd: D\u1eebng b\u00e1n nhi\u1ec1u d\u00f2ng s\u1ea3n ph\u1ea9m B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1eeb ng\u00e0y 1\\\/7\\\/2025, chuy\u1ec7n g\u00ec \u0111\u00e2y\",\"datePublished\":\"2025-05-23T03:12:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/tintuc.lifestruepurpose.org\\\/?p=381\"},\"wordCount\":940,\"image\":{\"@id\":\"https:\\\/\\\/tintuc.lifestruepurpose.org\\\/?p=381#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/tintuc.lifestruepurpose.org\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/bao-hiem.jpg\",\"articleSection\":[\"TIN T\u1ee8C\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/tintuc.lifestruepurpose.org\\\/?p=381\",\"url\":\"https:\\\/\\\/tintuc.lifestruepurpose.org\\\/?p=381\",\"name\":\"B\u00e0 con ch\u00fa \u00fd: D\u1eebng b\u00e1n nhi\u1ec1u d\u00f2ng s\u1ea3n ph\u1ea9m B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1eeb ng\u00e0y 1\\\/7\\\/2025, chuy\u1ec7n g\u00ec \u0111\u00e2y - 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